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Microlending is the practice of creating small loans to inadequate entrepreneurs. Alert - Pay offers two account types---your own starter or pro account and a business account. Start a personal account should you desire to recover money for non-business-related reasons such as from family or friends members. You can securely send and receive money, purchase items from online merchants and also pay some of one's household bills without revealing your financial data or paypal credit card login card numbers to strangers. Are you interested in giving out your business financial information within the Internet repeatedly. Once the account is verified, you may begin with your Pay - Pal account. However, helping the button size will make it appear stretched or skewed, so be suspicious of how a button appears before you create it live. Each method has its own individual fees and transaction time related to it.